Merchants taking cards
Cut card processing fees without switching your bank
Reads merchant statements, separates interchange from markup, and flags padded pricing, downgrades and junk fees such as PCI non-compliance, statement and batch fees, with the savings each change brings.
What the engine checks
- Effective rate against interchange-plus benchmarks
- Non-qualified downgrades
- PCI, statement, batch and annual junk fees
- Markup creep month over month
What you upload
A CSV export. Header names are matched automatically; these are the columns the engine reads.
| Column | Required | Example |
|---|---|---|
| Merchant | Yes | Main St Cafe |
| Processor | Yes | Square-like Processor |
| Statement month | Yes | 2026-09 |
| Card volume | Yes | 40000.00 |
| Total fees | Yes | 1500.00 |
| Transactions | 1000 | |
| Interchange | 700.00 | |
| Assessments | 60.00 | |
| Processor markup | 450.00 | |
| PCI fee | 29.95 | |
| Statement fee | 9.95 | |
| Batch fee | 15.00 | |
| Annual fee | 99.00 | |
| Monthly minimum fee | 25.00 | |
| Non-qualified volume | 8000.00 | |
| Pricing model | tiered |